Bản án 563 — Tranh chấp hợp đồng vay tài sản

V/v "Tranh chtip h.p ding vay tdi sdn"

NHANDANH

NI,6C CQNG HoA xA HQI CHU NGHIA VIET NAM

ToA AN NHAN DAN THANH PHO DONG NAI

- Thdnh phin HQi iting xdt xitphric thdm gim cd:

Thilm phdn

tda: 5rgPham Tii5n HiQp

- Chi t7a phi€n

CdcThdmphdn:

BdLOHOngH?nh

Ong L6 VAn An

- Thtr lcit phi€n tba: Bd Vfl LC Phucmg Anh - Thu hj Tda 6n nhan dan

o thanh ph6 D6ng Nai.

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- Eqi diQn ViQn kiim s& nhhn dbn thdnh pnd Oing Nai: Bd TrAn Thi

^

-.. lnu Juong, K.lem^ sat vlen.

o

I

Ngdy 03 thrine 8 ndm 2026,tgi t4r s& Tda 6n nhdn den ftanh phi5 DOng Nai x6t xu phfc th0m c6ng khai

thu 1! sO 48912026|TLPT-DS ngdy 07

4r an dan sU

thmgT nim2O26,vC viQc "Tranh ch6p hqp ddng vay tdi s6n".

Do Ban rin ddn sg so thAm s5 AAIZOZADS.ST ngdy 061512026 cria Toa 6n nhan dan khu

4rc 10 - D6ng Nai bi khang ciio. Theo quyi5t Ointr ttua 41 6n ra x6t xu phric thAm s6 54112026/QD-PT ngiy O8/7/2026, giftac6c duoTrg sg:

Nguy4n donz Bit L6 Ngqc Toirn; sinh ndm: 1987; dia chi: tO 6, khu ph6 Phf LQc, phudng Binh Long, thanh ph6 D6ng Nai. (c6 mat)

Ngudi dpi diQn theo riy quy0n cta nguy6n <lcm: Bii L6 Ngoc XuAn, sinh ndm: 1961; Eia chi: t6 6, khu pnO ffli LQc, phulng Binh Long, thanh ph6 D6ng Nai. (c6 m{t)

B! cton: Bd Hujnh Thi DiQu Trang; sinh ndm: 7987 (c6 mpt); 6ng Hulnh C6ng Nam; sinh nim: 1986 (c6 don xin x6t xt ving m{t); dia chi: TO l, 5p 3, xd Minh Dirc, thanh ph6 Ddng Nai.

Ngadi khdng cdo: bi don bd Hulnh Thi Di6u Trang.

NQIDUNGvgAN:

Theo don khdi ki€n, qud trinh gidi quyiir vu dn vd tai phi6n tda, nguy€n bd L€ Ngpc Todn trinh bdy:

Ngdy 05/1 1/2021, bd L6 Nggc Torin c6 cho vo ch6ng 6ng Huj,nh C6ng Nam vd bn Hulnh Thi DiQu Trang vay sii ti6n ld 30.000.000 d6ng, thoi h4n tri ngity 251512022. EEn

vq ch6ng 6ng Nam vd bd Trang c6 vay

ryity 1411212021 th6m 100.000.000 ddng d6 kinh doanh, v6i 15i su6t ld 0%, thdi h4n tri ngdy t4/6/2022.

Sau mQt thrlng vay ti6n, bd Trang n6i ld ldm dn kinh doanh th6t bqi n6n hria s€ tri s6 ti6n niry trong thoi gian sdm nh6t nhmg d6n hdm nay vg ch6ng 6ng Nam vir bir Trang chi tri ducy. c 25.000.000 d6ng (tr6 trong.nhidu lAn). D6n nay dd gAn 4 ndm, 6ng Nam vd bd Trang v6n kh6ng hodn tri s6 tidn g6c cdn lai dd vay vd cdn th6ch thric Toan dua ra ph6p luQt.

Nay bd Toin y6u ciu vg chdng 6ng Hulnh C6ng Nam, bd Hulnh Thi DiQu Trang trA toan bO s5 tiAn g5c cdn lpi cho LC Nggc Toan ld 105.000.000 d6ng, kh6ng y6u cAu tinh ldi.

Trong qud trinh gidi quydt uq, dn vd tqi phiAn ba bi don bd Ha)nh Thi DiQu Trang trinh bdy:

Bi Trang c6 ng bd L6 Ngqc Toan s5 tiAn 105.000.000 il6ng. D6n nay bd Trang chua tri dri si5 ng tr6n vA bd dang kh6 khin, kh6ng ldm ra tidn. Khoan tiAn vay 130.000.000 tl6ng cria bd ToAn bA d6ng ldi l}%lthing, b?r Trang d6ng ldi duqc 6-7 thring thi m6t mra n5ng thanh to6n. Sau d6 bd Trang trd ldi 1.200.000 ddng/thring theo 15i su6t Ngen hiurg trong thdi gian 3 ndm. Sau d6 bd Trang c6 tri dugc 25.000.000 d6ng ti6n ng g5c n6n cdn no lai 105.000.00b aO"g.

Nay bd Toan khdi kiQn y6u cAu bii Trang phAi tr6 sti tiAn gOc cdn 14i ld 105.000.000 d6ng, bd Trang d6ng y tri nhmg do hi-€n nay vg chdng bd Trang dang kh6 khdn n6n xin tr6 d6n d6u m6i thSng 3.000.000 tliing d6n ktri tr6 xong ng. Trudng hqp thAng ndo bd Trang kh6ng tri thi bd Toan c6 quy6n y6u cAu thi hdnh 6n toan b0.

Bi drn 6ng Huj,nh C6ng Nam viing mfit trong sudt qud trinh gidi quyiit vt1 dn.

Tqi Bdn dn ddn sq so thdm tii OSIZOZOIOS-ST nsdy 06/5/2026 cila Tda dn nhdn ddn khu vltc 10 Ding Nai dd quyiit dinh;

-

Cdn cir khoan 3 EiAu 26; di6m a khoan 1 DiAu 35; khorin I Didu 39; Didu 217;lr.hotn 1 Di6u 147; Didu227;Di€u228;Ei€u273

BQ luflt Ti5 qrng d6n ss ndm2015;

CEn cri Ei6u 463; Ei6u 466; Di6u 468 BQ luft Ddn su 2015;

Nghi quy6t sO :ZOrugrVQH14 ngdy 30/12/2016 vA mirc thu, mi6n, gi6m, thu, n6p, quAn lf vd sir dgng rln phi vd lQ phi Tda 5n.

I Uyen xu:

1. ChAp nh6n y€u cAu khdi kiQn cria nguydn don bd LC Ngqc Toan.

BuQc bd Hujnh Thi DiQu Trang, 6ng Hulnh C6ng Nam c6 nghia vp tr6 cho bd L€ Ngoc Todn sti ti€n 105.000.000 (Mil trdm ld ndm tri€u) ddtg.

K€ tu ngny b6n rin c6 hiQu lgc ph6p lu{t, ngudi dugc thi hanh an nQp don y6u cAu thi henh 6n, n6u ngudi phAi thi hanh 6n chua thanh to6n xong sd ti6n phni thi hanh thi cdn ph6i tri ti6n Hi theo mric l6i su6t quy dinh t4i khoan 2 Ei6u 468 BO lu$t D6n sq n[m 2015 tucrng img vdi sii ti6n vd thdi gian chflm tr6.

2.Yd 6nphi d6n sg so thAm: bi LO Nggc Todn khdng ph6i chfu. Thi hanh rin dAn sy tinh Edng Nai hoan l4i cho bd LC Ngoc Toan si5 ti6n 2.625.000 tt6ng t4m img rln phi md bd Toan tld nQp (theo Bi6n lai thu tiAn si5 OOO:ttO ngay 16/10/2025 cria Thi hanh 6n d6n sg tinh D6ng Nai).

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Bi Hulnh Thi Di6u Trang, 6ng Huj'nh C6ng Nam phii nQp 6n phi ddn sy

:,is

"if'd so thAm li 5.250.000 d6ng.

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Ngodi ra, Ban 6n cdn tuy6n v6 nghia vU thi hanh rin, quy6t dinh an phi vd tuy6n quyAn khrlng c6o theo quy dfnh.

rvll -

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Ngdy 06/5/2026, bi don bi Hulnh Thi Di6u Trang khring c6o Ban 6n dan sp so thAm s6 ASIZOZADS-ST ngdy 0615/2026 cria Tda 6n nhan d6n khu v.uc l0

-DOng Nai dA nghi Tda rln c6p phric th6m sria Ban an so th6m theo hu6ng bi don Trang tri aan moan nq d6i voi nguy€n don bi Toin vdL nguy6n don bd Todn phai chiu 6n phi dAn sW so thAm.

Tai phiAn tda philc thdm:

Bi dcm bd Hulnh Thi DiQu Trang rut kh6ng c6o vA phAn d6 nghi sira B6n rin s<y thAm theo hu6ng bi don Trang tre dan khoin ng AOi vol nguyCn don bd Toan; bi don bd Huj,nh Thi DiQu Trang vd nguy6n dcm bd L6 Ngqc Toan thr5ng nfr6t m5l nguoi phii chfu rnQt n'ia finphidAn sp so thAm.

di€m crta dqi diQn ViQn kidm sdt nhAn ddn thdnh phiS Edng Nai:

Quan

V€ viQc tuan tht ph6p luflt t5 tgng:

trinh gi6i quyt5t vp 6n cria Tda an

Qu6

tir khi thu lf di5n khi xdt xt phfc thAm, ThAm phrin, Thu ky Tda an, HQi d6ng xdt xir ve c6c duong sU de tuen tht dung theo quy dinh cira B0 luQt T6 tqng dan su.

V6 nQi dung gi6i quyiSt vu rin: DA nghi HQi ddng x6t xri cdn cri vdo kho6n 3 DiAu 289 BQ 1u0t T6 tung d6n sg ndm 2015, dinh chi x6t xri phirc tnAm OOi voi kh6ng c5o bi d<m bd Hujnh Thi Dieu Trang vd pnan aA nghi sria Ban rin so thAm s6 A}IZOZADS-ST ngdy 061512026 cria Tda 6n nhan d6n khu vyc 10

- Ddng Nai theo hu6ng bi <ton bd Hulnh Th! DiQu Trang tra dan khoan nq d6i vOi nguy6n don bd LC Nggc Todn; cdn cf Di6u 300 BO lu{t T6 tung d6n sg, sua Ban an dan sU so thAm, cdng nhQn sg thoa thu{n cta cdc tluong sp v6 phan an phi dan sU so them.

NH{NEINH CUA TdA AN:

Tai phi6n tda phric thAm, bi don bd Hu]nh Thi DiQu Trang rut kh6ng

[1] c6o vA phdn dA nghi sua Bin rin so thAm theo hu6ng bi don Trang tra d6n khoan

-:.. ng d6i voi nguy6n tlon bi L6 Nggc Toan. Cin cri vdo khodn 3 Ei6u 289 BQ luQt f.i tung d6n sy nim 2015, dinh chi xdt xi phric thAm d6i vdi khring c6o bi dcrn bd Hulnh Thi DiQu Trang vA nQi dung ndy.

D6i voi nQi dung khang c6o v6 6n phi: Bi dcvn bd Huj,nh Thi Di€u Trang

t2l vA nguyOn don bd L6 Nggc Todn th5ng ntr6t m5i nguli phii chiu mQt nua rln phi dAn sU so them.

An phi dAn sg phric thAm: bi tlon bd Hulnh Thi DiQu Trang rirt khring

t3l c6o t4i phi6n tda phric thAm n6n bd Toan ph6i chiu toan b0.

di6m cria <tai di-6n ViQn ki,5m s6t nh6n dan thanh phi5 D6ng Nai

[4] Quan t4i phi6n tda ld c6 c6n cri, <Iugc HQi ddng x6t xir ch6p nhfn.

Vi cdc ld tr€n,

qurnrD|NH:

vio kho6n 3 Di6u 289 B0 1u4t Tii qrng d6n sg ndm 2015;

Cdn cri

Dinh chi xdt xir phirc thAm d6i v6i kh6ng crio bi dcrn bd Hulnh Thi DiQu Trang vA phin dA nghi sira BAn 6n so th6m theo hu6ng bi don bi Huj'nh ThiDiQu Trang tri ddn khoan nq d5i v6i nguy€n dcrn bd Ld Ngqc Todn.

Ban An d6n su scv thAm si5 6812026/DS-ST ngdy 061512026 cria Tda 6n nhan d6n khu vr,rc 10

- Ddng Nai v6 phAn nghia vr,r tr6 ng cria bi dcm bd Hulnh Thi DiQu Trang vd 6ng Hujnh COng Nam AOI vsi bd L6 Nggc Todn c6 hiQu lUc ki5 tri ngdy Tda rin c6p phic thAm ban hanh Ban 6n phirc thAm

Q3/812026).

Cdn cri vdo DiAu 300, khoin 2 DiAu 308 vd Di6u 309 cta BQ lu4t T6 tr,rng ddn sy ndm 20 l5;

ChAp nhin mQt phAn y6u ciu khdng c6o cria bi don bd Huj'nh Thi Di€u Trang;

Sta Ban an d6n sU so thAm sO OSIZOZOIDS-ST ngdy 061512026 cria Tda rin nh6n d6n khu ruc 10

- D6ng Nai.

COng nhfn sg th6a thufln cta c6c tluong sy v€ phAn 6n phi ddn sy so thAm nhu sau:

CEn cir c6c khodn 4, 5 Di6u 29 Nghi quy6t rii 326ruBTVQHl4 ngiry 30/1212016 cfia Uy ban Thudng vq

hQi vd mric thu, mi5n, gi6m, thu, n6p,

QuOc

quan ly vd sir dqng 5n phi vd lQ phi Tda 6n.

An phi ddn sg so th6m:

Bi LC Ngqc Toan ph6i chiL;- 2.625.000 (hai triQu, sdu trdm hai mwi ldm nghin) d}ng, dugc trir vio sti tiin t4m img in phi 2.625.000 <t6ng bi Toan di nQp theo Bi6n lai thu ti6n s6 OOO:AAO

16/10/2025 cta Thi hdnh 6n d6n su

ryity

tinh D6ng Nai;

Bi Hulnh Thi Di-6u Trang vd 6ng Hulnh COng Nam phii chiu 2.625.000 (hai triQu, sdu trdm hai muoi ldm nghin) ddng.

An phi dAn sg phric thAm:

Bi tkm bn Hulnh Thi DiQu Trang phii chiu 300.000 (ba trdm nghin)

\ ddng, dugc tni vAo 300.000 d6ng t4m img 6n phi bd Trang dE nQp theo Bi6n lai

j)3l thu ti6n tam ring rin phi, tO phi Tda 6n sti OO1Z1OO rlgiry 22/5/2026 cria Thi hdnh 5n ddn s1r tinh D6ng Nai.

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C6c phAn kh6c cira Btn rin so thAm kh6ng c6 kh6ng c6o, kh6ng nghi dd c6 hiQu lqc ph6p luQt k6 tir ngdy hi5t thdi hpn khrlng c6o, khring nghi.

Bdn dn philc thtim cd hiQu lqc phdp luQt k€ tir ngdy tuy€n tin./.

Noi nhfin:

pHUC

TM. IIOI DONG XET XII

THAM

THAMP

CHU TOA PHIEN TOA

- VKSND thanhph5 DdngNai;

- TAND khu vpc l0 - Ddng Nai;

- TFIADS thanhph6 E6ngNai;.

- PhdngTIIADS }d.rulrc -D6ngNai;

0ct

10

- C6c duong

ry;

,

- Luu: HSVA, T6 HCTP, Tda DS.

Ph4m Tii6n HiQp